Ma - Pe 09:00 – 18:00
Sat 09:00 – 18:00

Pirita tee 20a-2, Tallinn,
Eesti 10127

+372 5197 7888

ESTO installments – do not wish to pay for the whole amount at once?
Pay by installments!

Purchase your products and pay over time with ESTO installments – the most low-cost and user-friendly installment loan for purchasing ESTO products! ESTO installments offers easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

Please contact ESTO or customer support for applying ESTO installments – extremely simple, convenient and fast. Just select suitable period and insert your contact details for a real-time decision – complete your purchase within 60 seconds!

Pick a loan period that fits your budget and complete the purchase with digital signing (Mobile-ID, Smart-ID or ID-card signature). Simple as that!

When making a purchase using ESTO installments you receive the product right away (store ships your order immediately). ESTO installments can be used for making larger purchases as well as smaller ones.

Important! People, who qualify for ESTO installments, must remain in the age range of 18-70 years and have an Estonian citizenship.

ESTO installments conditions:

  • Interest rate from 0% to 14.90%
  • Contract fee from 0 EUR
  • Period up to 4 years

Installment loan is provided by ESTO AS. Review the terms and conditions at and consult with our ESTO. The installment loan is a financial obligation. Please assess your financial position and think about whether you really need the loan before you submit the application, so you can be sure that you are able to repay the loan in a timely manner. The monthly payment is 60.72€ and annual rate of charge is 38.14% on the following sample terms and conditions: loan amount 1059€, annual interest rate of 13.90% on the outstanding balance (fixed), contract fee 14.90€ and repayment period of 24 months.